Affirm Payment Plans

for HVAC Equipment

Affirm payment plans for HVAC equipment at Xpress AC Supply

Explore Affirm payment plans for eligible HVAC equipment purchases at Xpress AC Supply. Select Affirm at checkout to apply and review the payment options available for your purchase before accepting a plan.

Approval is not guaranteed. Available payment options depend on eligibility and purchase amount, and a down payment may be required. Review the APR, payment schedule, and total payment amount shown in your offer before completing your purchase.

Prequalification Flow (New Customer)

This user flow guides a first-time customer through checking their eligibility and pre-qualifying for financing options via Affirm without affecting their credit score.

Klarna Payment Process, Step 1 | Xpress Supply
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Prequalification Flow Overview (Existing Customer)

This user flow allows a returning Affirm customer to quickly check their pre-qualified spend limit using a streamlined verification process, skipping full account creation.

Klarna Payment Process, Step 1 | Xpress Supply
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Why Customers Choose Affirm

Flexible financing with clear terms, predictable payments, and no hidden surprises.

Xpress Supply does not provide financing directly. All financing decisions, approvals, payment schedules, and account management are handled exclusively by Affirm.

Transparent

Know your total before you buy. No hidden fees.

Flexible

Choose the payment schedule that best fits your budget and pay over time.

Fair

No late fees, no hidden costs, and straightforward financing terms.

How Affirm Payment Plans Work

  1. Choose your equipment. Confirm the product specifications, included components, and installation requirements before adding items to your cart.
  2. Select Affirm at checkout. You will be directed to Affirm to sign in or create an account and check available payment options.
  3. Review your offer. If approved, review the terms and accept a payment plan to complete your purchase.

Browse our AC systems with electric heat or visit Affirm’s website to learn more about paying over time.

Legal notice

Financing is offered by Affirm and is subject to eligibility. Payment options depend on your purchase amount and may require a down payment. Terms and conditions apply.

Frequently Asked Questions

Can I pay off my purchase early?

Yes, there's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes, you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit?

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your prequalification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.

You can find more information on Affirm's Help Center

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.