Flexible Financing
Made Simple

Prequalification Flow
See if you qualify for Klarna financing in just a few simple steps. The process is quick, secure, and designed to help you choose a payment option that fits your budget.



Why Customers Choose Klarna
Flexible financing with simple payments, fast approval, and a seamless checkout experience.
Legal Note
Financing is provided by Klarna and is subject to eligibility. Available payment options vary by purchase amount and approval. Terms and conditions apply.Xpress Supply does not provide financing directly. All financing decisions, approvals, payment schedules, and account management are handled exclusively by Klarna.
Frequently Asked Questions
Klarna lets you split your purchase into manageable payments. Simply select Klarna at checkout, complete a quick eligibility check, and if approved, choose the payment plan that works best for your budget.
For most Klarna payment options, checking your eligibility uses a soft credit check, which does not impact your credit score. Depending on the financing option you choose, a full credit check may be required before approval.
Yes. You can make early payments or pay off your remaining balance at any time through the Klarna app or your Klarna account. There are no penalties for paying early.
If you return an eligible item, your refund will be processed according to the store's return policy. Klarna will adjust or cancel any remaining payments once the return has been confirmed by the merchant.
During checkout, you'll typically need to provide your name, billing address, email address, phone number, and other information required to verify your identity and evaluate your application
Klarna is the financing provider and is responsible for reviewing applications, approving financing, managing payments, and providing customer support related to your payment plan. Our store does not make lending decisions or provide financing directly.

Air Conditioner Systems (Electric Heat)
Gas Split System
Heat Pump Systems
Mini Split Systems
Package Units
Mobile Home Systems
Condenser
Coil
Air Handler
Heat Kit
Furnace
Condenser Pad
Drain Pans
Fittings & Connections
Flue Pipe
Line Set
Thermostat
PVC Pipe & Fittings
Miscellaneous Supplies
Ducting & Venting
Exhaust Fan
Flex Duct
Return Plenum
Supply Plenum
Registers & Grilles
Filters
Grills