Flexible Financing

Made Simple

Prequalification Flow

See if you qualify for Klarna financing in just a few simple steps. The process is quick, secure, and designed to help you choose a payment option that fits your budget.

Why Customers Choose Klarna

Flexible financing with simple payments, fast approval, and a seamless checkout experience.

Flexible Payments

Choose a payment option that fits your budget.

Clear & Transparent

Shop confidently with secure payments and buyer protection.

Fast & Easy Checkout

Quick approval and a smooth checkout experience.

Legal Note

Financing is provided by Klarna and is subject to eligibility. Available payment options vary by purchase amount and approval. Terms and conditions apply.Xpress Supply does not provide financing directly. All financing decisions, approvals, payment schedules, and account management are handled exclusively by Klarna.

Frequently Asked Questions

How does Klarna financing work?

Klarna lets you split your purchase into manageable payments. Simply select Klarna at checkout, complete a quick eligibility check, and if approved, choose the payment plan that works best for your budget.

Will checking my eligibility affect my credit score?

For most Klarna payment options, checking your eligibility uses a soft credit check, which does not impact your credit score. Depending on the financing option you choose, a full credit check may be required before approval.

Can I pay off my financing early?

Yes. You can make early payments or pay off your remaining balance at any time through the Klarna app or your Klarna account. There are no penalties for paying early.

What happens if I return a product purchased with Klarna?

If you return an eligible item, your refund will be processed according to the store's return policy. Klarna will adjust or cancel any remaining payments once the return has been confirmed by the merchant.

What information do I need to apply for Klarna financing?

During checkout, you'll typically need to provide your name, billing address, email address, phone number, and other information required to verify your identity and evaluate your application

Who provides the financing?

Klarna is the financing provider and is responsible for reviewing applications, approving financing, managing payments, and providing customer support related to your payment plan. Our store does not make lending decisions or provide financing directly.