Shopping Made More

Flexible

Prequalification Flow

Follow these simple steps to shop with Afterpay and split your purchase into four easy, interest-free payments.

Why Choose Afterpay?

Split your purchase into manageable payments with a simple, transparent financing solution designed to fit your budget.

Transparent

Know your total before you buy. No hidden fees.

Pay Over Time

Split your purchase into four easy, interest-free payments.

Fast & Easy Approval

Get a quick decision and check out in minutes.

Legal notice

Payment options are provided by Afterpay and are subject to eligibility and approval. Terms, payment schedules, and available financing options may vary based on your purchase amount. Late fees may apply. See Afterpay for complete terms and conditions.

Xpress Supply does not provide financing directly. All financing decisions, approvals, payment schedules, and account management are handled exclusively by Afterpay.

Frequently Asked Questions

Can I pay off my purchase early?

Yes. You can make additional payments or pay off your balance early at any time with no prepayment penalties

How does Afterpay work?

Simply choose Afterpay at checkout, sign in or create your account, and complete your purchase. Your order total is split into four interest-free payments, generally paid over six weeks.

How do I make my payments?

Payments are automatically processed on their scheduled due dates using your selected payment method. You can also log into your Afterpay account or mobile app to make payments early or view your payment schedule.

Can I return an item purchased with Afterpay?

Yes. Returns follow the retailer's standard return policy. Once the merchant processes your refund, Afterpay will update your payment schedule or issue a refund for any eligible payments already made.

Does using Afterpay affect my credit score?

Checking your eligibility generally does not impact your credit score for Pay in 4 purchases. Approval decisions are based on several eligibility factors, and not all purchases are approved.

Who can use Afterpay?

To use Afterpay, you must be at least 18 years old, reside in an eligible region, and meet Afterpay's approval requirements. Eligibility is determined at the time of purchase.